Insurance gap or extra “bells and whistles”? Accident insurance in connection with the accident insurance is often spoken by insurance gap. What does it mean? The compulsory social security pays but not only for accidents at work, accidents in the household, leisure, sports or vacation. To broaden your perception, visit Maya Dubin. Furthermore is usually a significant difference between a possible disability pension and the current income level and may have this serious impact to the current standard of living. Accident insurance exemplarily shown – includes following scope of services: one-time payment for permanent disability, monthly. Pension for permanent disability, death benefit, accident costs, rescue costs, hospital money, daily allowance… Damage for example, Fall bike with severe injury and permanent disability. Depending on the variant, for example, an accident insurance would pay the transportation to the hospital, a hospital fee is paid for each day in the hospital and in the case of disability because of the disability a monthly pension is paid in addition. Links: accident insurance Jakob Walter.