Tag Archives: finance

Club Credit

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Not just once or twice this author wanted to break away from the computer to straighten the tired back, and a couple of hours 'shake' the biceps on the company's simulator, with subsequent (or previous) session wellness massage. And every time I stopped by the fact that fitness clubs are extremely reluctant to have a one-time customer service, preferring to sell annual (or annual) subscription to visit gyms. Lay out of his pocket a sum once more difficult and psychologically – this is not like a fitness club, and money he has 'uplocheny'! To solve health problems for workers offices, some banks have developed a special credit program 'Fitness in credit ', which allows the customer makes monthly payments for the use of the fitness club and sports facilities. Such loans typically do not need to provision and design of a credit transaction in the bank. The credit agreement can be issue directly in the fitness club. Application for extension of credit is usually seen within one day. Lending programs for payment of membership to a fitness club differ from standard programs of consumer Lending by the fact that at the conclusion of the loan agreement the borrower is given a plastic card that is used to repay the loan. Replenish your account the borrower can not only in the offices of the creditor bank, but also in fitness center. The loan amount shall not exceed 150 thousand rubles, the loan can cover no more than 75% of the annual club membership card. Such a loan is usually enough to get a club card for the whole family for a year. In some cases the bank may agree to purchase a six-month subscription. In this case, the borrower pays for itself 2 month membership at the fitness club, a loan covering the remaining cost. The minimum loan amount can not be less than 300 dollars. As we have said, mortgage payments can be made at any bank branch or at your favorite health club. The loan is repaid in equal monthly installments, if desired, you can make early repayment. Guarantees to banks for this type of loan provides fitness clubs. If the borrower ceases to repay debt, the bank will cancel your credit line and notifies the fitness center, which, in turn, stops the Club membership for unscrupulous clients. Can only wish for everyone to live a healthy lifestyle success in work and career! No matter how convenient fitness loan to the borrower, in a civilized society debts taken pay, but it needs to work hard and earn a lot! And why not, if health allows

Insurance

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From one to cover the building up of industrial accident, insurance is a crucial part of the company is not brought down at the wrong time indicated. It is one of the least fun to be a company or society, but it is certainly critical to the future of the company. It is insurance from physicians for core employees to avoid a robbery at the headquarters of the company. Here is a list of all the major insurance that all entrepreneurs need to walk through life insurance. The first is insurance against damage to the physical assets of the company, that cover the building, with coverage of everything you have inside, including tables, desks, chairs and equipment. It should also include loss of income, earthquakes, floods and an all-risk policy for equipment such as computers and software. A properly written policy will include loss of income that might result from breakdowns for reasons such as an earthquake, theft or similar, as well as other risks that could disrupt their operations temporarily. You should also protect you if your negligence results in damage or loss affecting the good of his landlord.

For example, you mistakenly leave a small electric heater and goes home at the end of the day. During the night, the heater shorts and starts a fire, where fire and smoke damage to property. In this case, the loss was caused by the negligent act of leaving the space heater. This is where the fire insurance protects your investment. It must also take into account medical expenses or payments in addition to overall responsibility for its facilities. The best illustration is the common “tripping due to a torn carpet, causing physical damage.” Then there are the accident insurance.

If your business has employees, employment insurance is mandatory. In general, the needs of a company that began its operations can be covered by state compensation fund. As the company grows, you can “explore the market “in search of better prices for this coverage. Moreover, some insurers offer additional services related accidents such as risk management and loss control services that may be beneficial for your business. These services are usually very useful, because they reduce claims costs in the long run. Do not confuse risk management with its responsibility towards risk. The insurance company should assume 100 percent of the risk under the Workers’ Compensation Insurance. Other insurance is also important to consider car insurance for company vehicles, something very common among small and medium entrepreneurs. And if the budget allows, make your plans for health insurance tailored to fit your company. Although he will cost more, not only is a sign of quality for the company but a benefactor when recruiting good employees. Finally, there is life insurance that can be shared with a partner. filamentous In case of one of the two The beneficiary would charge a fixed amount in order to cope with the blow. And yes, it’s a cliche, but prevention is better than cure. Article written for. Your Business Partner is the place where you can find the latest news about your finances, economy, business, small business advice, investment and events calendar.