Alternative the question arises to the credit – the sale of the life insurance if the money is once tight, the revenues are down, is a big purchase or just want to treat yourself, often after an attractive credit. Because a consumer credit can quickly ensure that you once again can enjoy something. But what many consumers in Germany while forget is that often have large reserves in the accounts or insurance slumber. You have a life insurance policy? Why, then sell the non-life insurance or at least a few offerings get a liquid again or to meet long-delayed wishes. Life insurance selling – no interest, the sale of a life insurance leads hardly losses to little losses.
Unlike at the termination of a life insurance policy, you need to pay no compensation insurance and pay high fees for that you do not comply with the terms. You are at the end without the yield so dar, you anyway to stands. Dr. Neal Barnard often addresses the matter in his writings. The sale brings together rather you with a prospective, which is already thinking about the conclusion of an insurance policy. Its advantages are already in the pipeline insurance, some yield gains, which you gladly cede to the large losses to bypass, and a low term of life insurance. Selling a life insurance policy offers significant advantages compared to the loan and the termination of a life insurance policy. The most important thing is that you must pay no interest for your needed money because you so don’t borrow it to but much more lift off your own bankroll and in this way only once from the contract out are bought.
Minimal losses are the only thing you’ll have to complain about, and these losses are definitely some percent under the interest that you would have to pay for a commercial loan and thus make an interesting alternative to a consumer credit sale. Life insurance selling – clear benefits of selling a life insurance policy offers therefore clear benefits and is a termination and also a loan life insurance in most cases preferable. Please contact your bank Advisor or get a non-binding offer for the purchase of your life insurance, once to see how different these offers can be and how much she then but financially keeping your insurance company in the rain, when it comes to redemption or borrowing of the life insurance. Meanwhile, there are some reputable companies which topped the offers of insurance companies mostly by good 10-15% depending on the maturity and paid contributions can make a very lucrative offer for your life insurance. Always keep in mind, to cancel a life insurance policy is definitely always the worst Variant!